Loanbox Mortgage specializes in USDA loans. So, A USDA (United States Department of Agriculture) guaranteed home loan is the preferred loan program for eligible rural and suburban home buyers. Through the USDA guaranteed loan program and Loanbox Mortgage home buyers have access to lower rates, more lenient eligibility requirements, and 100% financing. A USDA loan can be used to purchase a home or refinance an existing mortgage. Also, it is the only loan program available to borrowers that does not require a down payment. The USDA does not offer guaranteed loans directly so you would need to reach out to one of our specialists in order to take advantage of this program. Contact us now!