By leveraging on our innovative technology, we have been able to eliminate outdated systems and unnecessary fees so we can focus on providing the best experience for all our homeowner clients. Our digital home loan solutions and client support team offer a quick, simple and fully transparent service. We are dedicated to empowering clients to make the best informed decision without sacrificing their finances and home goals.
Steve Fennelly
President of Loanbox Mortgage
It’s exciting buying a property, and we are excited to help you with the financing. With as little as 1% down, home ownership could be within your reach.
FHA home loans are mortgage loans that are insured against default by the Federal Housing Administration (FHA). FHA loans are available for single family and multifamily homes.
If you are a homeowner age 62 or older and have paid off your mortgage or paid down a considerable amount, and are currently living in the home, you may participate in FHA’s Home Equity Conversion Mortgage (HECM) program.
See if there is a lower interest rate available, get cash out or convert from an Adjustable to a Fixed rate.
In most counties, any mortgage of more than $453,100 in most areas is considered a jumbo loan or High Balance Loan. In counties with high home prices, the conforming limit is higher — up to $636,150.
If you have bruised credit, or need an alternative way to document your income. Interest rates and fees are typically a higher than Fannie Mae-type loans.
An asset-based mortgage secured against commercial or residential real estate. Interest rates are usually higher than conventional and non-prime loans due to the higher risk and shorter duration of the loan.
In order to be eligible for many USDA loans, household income must meet certain guidelines. Also, the home to be purchased must be located in an eligible rural area as defined by USDA.
Refinance – No appraisal or credit underwriting package is required when applying for an Interest Rate Reduction.
A consultation with your dedicated advisor to understand your goals, needs and circumstances.
A collaborative planning with you for the right loan option to ensure you arrive at the best decision.
A hassle-free closing experience for you with your dedicated advisor checking and preparing everything for you.