We Simplify Home Loan For You

ABOUT US

 

Loanbox Mortgage is an innovative mortgage company taking a fresh approach to lending and client relationships. We create homeowner-friendly digital solutions to help our clients make the best decision that fits their lifestyle and needs. Whether you are looking to buy a home or refinance a loan, Loanbox Mortgage is ready to assist you every step of the way.

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By leveraging on our innovative technology, we have been able to eliminate outdated systems and unnecessary fees so we can focus on providing the best experience for all our homeowner clients. Our digital home loan solutions and client support team offer a quick, simple and fully transparent service. We are dedicated to empowering clients to make the best informed decision without sacrificing their finances and home goals.

Steve Fennelly
President of Loanbox Mortgage

OUR LOAN PROGRAMS

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PURCHASE LOANS

 

It’s exciting buying a property, and we are excited to help you with the financing. With as little as 1% down, home ownership could be within your reach.

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FHA LOANS

 

FHA home loans are mortgage loans that are insured against default by the Federal Housing Administration (FHA). FHA loans are available for single family and multifamily homes.

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REVERSE MORTGAGE

 

If you are a homeowner age 62 or older and have paid off your mortgage or paid down a considerable amount, and are currently living in the home, you may participate in FHA’s Home Equity Conversion Mortgage (HECM) program.

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REFINANCE

 

See if there is a lower interest rate available, get cash out or convert from an Adjustable to a Fixed rate.

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JUMBO LOANS

 

In most counties, any mortgage of more than $453,100 in most areas is considered a jumbo loan or High Balance Loan. In counties with high home prices, the conforming limit is higher — up to $636,150.

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SUB-PRIME LOANS

 

If you have bruised credit, or need an alternative way to document your income. Interest rates and fees are typically a higher than Fannie Mae-type loans.

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HARD MONEY

 

An asset-based mortgage secured against commercial or residential real estate. Interest rates are usually higher than conventional and non-prime loans due to the higher risk and shorter duration of the loan.

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USDA

 

In order to be eligible for many USDA loans, household income must meet certain guidelines. Also, the home to be purchased must be located in an eligible rural area as defined by USDA.

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VA – VETERANS AFFAIRS

 

Refinance – No appraisal or credit underwriting package is required when applying for an Interest Rate Reduction.

OUR PROCESS

LEARN

A consultation with your dedicated advisor to understand your goals, needs and circumstances.

PLAN

A collaborative planning with you for the right loan option to ensure you arrive at the best decision.

CLOSING

A hassle-free closing experience for you with your dedicated advisor checking and preparing everything for you.

GET STARTED