Los Angeles & Orange County
Mortgage Company
Fast Online Application. Access To The Best Rates And Terms.
Our simple online application is the fastest way to get your mortgage so you can focus on moving into your new home. We eliminated unnecessary steps and additional fees to give you the best suitable mortgage plan. Our goal is to make the process fun and stress-free for new homeowners like you.
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Learn About Our Loan Programs
PURCHASE LOANS
It’s exciting buying a property, and we are excited to help you with the financing. With as little as 1% down, home ownership could be within your reach.
FHA LOANS
FHA home loans are mortgage loans that are insured against default by the Federal Housing Administration (FHA). FHA loans are available for single family and multifamily homes.
REVERSE MORTGAGE
If you are a homeowner age 62 or older and have paid off your mortgage or paid down a considerable amount, and are currently living in the home, you may participate in FHA’s Home Equity Conversion Mortgage (HECM) program.
REFINANCE
See if there is a lower interest rate available, get cash out or convert from an Adjustable to a Fixed rate.
JUMBO LOANS
In most counties, any mortgage of more than $453,100 in most areas is considered a jumbo loan or High Balance Loan. In counties with high home prices, the conforming limit is higher — up to $636,150.
SUB-PRIME LOANS
If you have bruised credit, or need an alternative way to document your income. Interest rates and fees are typically a higher than Fannie Mae-type loans.
HARD MONEY
An asset-based mortgage secured against commercial or residential real estate. Interest rates are usually higher than conventional and non-prime loans due to the higher risk and shorter duration of the loan.
USDA
In order to be eligible for many USDA loans, household income must meet certain guidelines. Also, the home to be purchased must be located in an eligible rural area as defined by USDA.
VA – VETERANS AFFAIRS
Refinance – No appraisal or credit underwriting package is required when applying for an Interest Rate Reduction.
CALL US TODAY 949-284-2700
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